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Florida Auto Insurance Online

What Does Florida Minimum Coverage Cost?

Florida law requires every driver to carry at least two coverages:

  • PIP (Personal Injury Protection) — $10,000. Covers 80% of your medical bills regardless of who caused the accident.
  • PD (Property Damage Liability)— $10,000. Pays for damage you cause to someone else's property (their car, fence, etc.).

Use the estimator below to see roughly what these minimums might cost you per month.